Mortgage Application Tips
Wednesday, February 17, 2010
• The sales contract if you find a house before you apply for a loan or the warranty deed of the
subject property if you wish to refinance.
• A list of your financial obligations.
• The addresses of your past 2 residences. If you rented, include the name and contact information of your landlord. If you owned your home, include the name and contact information of your mortgagee.
• The names, addresses and phone numbers of all employers for the past 2 years.
• Most recent pay stubs for 30 days and IRS W-2 tax forms from the past 2 years.
• Any documents that support your claim income from sources such as Social
Security, pensions, interest and dividends
• If you are self employed, 2 years of complete tax returns (including corporate or partnership information / returns), plus financial statements from the company.
• If you have been divorced, a copy of your divorce decree and executed settlement agreement.
• 3 months of original bank statements and written explanation of any large deposits.
Information Provided By:
Tracey Burdette, CMPS - Certified Mortgage Planner - Georgia Bank & Trust
6605 Abercorn Street Ste. 111 - Savannah GA 31405
Office: 912-355-9902 Ext. 15 - Cell: 912-660-4317
